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Monopoly Deal Card Game: Rules and Instructions for How to Play

Monopoly Deal Card Game: Rules and Instructions for How to Play

Looking for a specific Monopoly Deal Quick rule?  | Setup | Playing the Game | Cards | Paying Another Player | Winning the Game | FAQ | Components |


The objective of Monopoly Deal is to be the first player to collect three different Property sets in different colors.


  • Each player takes a Reference card. Any extra Reference cards are returned to the box.
  • Shuffle the rest of the cards.
  • Deal five cards to each player. You may look at your own cards, but you shouldn’t show them to the other players.
  • Place the rest of the cards face down on the table to form a draw pile.
  • The youngest player starts the game. Play moves to the left throughout the game.

How to Play Monopoly Deal

Drawing Cards

You will begin your turn by drawing cards. If you have cards in your hand, you will draw two cards. Should you have no cards in your hand, you will draw five cards.

Playing Cards

After drawing cards you will choose which cards you want to play. You can play up to three cards on your turn. You can play zero, one, two, or three cards on your turn.

There are three different ways that you can play cards. How you play a card depends on what type of card it is. Once you play a card, you cannot return it to your hand.


The first thing you can do with a card is play it to your Bank. All money cards are added to your bank. You can also choose to play an Action card for its value instead of using its special ability. This includes House and Hotel cards. If you use an Action card for its value, you no longer can use it for its action. All money you play to your bank is placed in a face up pile in front of you. You will use money to pay other players throughout the game.

Cards in a player's Bank pile
This player has played three cards to their Bank. They played two money cards worth M3 and M2. They also chose to add an Action card that is worth M1. Their Bank currently has M6.


Your second option for playing a card is to add it to your collection. You can only do this with Property cards. You will place any Property cards that you play face up in front of yourself. It is helpful to place Properties of the same color in a stack. There is no limit to the number of Property cards that you can play in front of yourself.

Three property cards played to a player's collection
This player has played three Property cards to their collection. They have played two orange and one light blue Properties.


Finally you can play an Action card for its action. You will play the card and read its action out loud. You will take the corresponding action and then discard the card. The one exception to this are House and Hotel cards which you will place on Property sets.

Playing an Action Card in Monopoly Deal
This player has decided to play the Debt Collector card for its action. They will force another player to pay them M5.

End of Turn

After you have finished playing cards, you have the opportunity to rearrange your collection if needed. You will then end your turn.

You should check to see how many cards you have in your hand. If you have more than seven cards, you will need to discard cards until you only have seven left. You will choose which cards you want to discard.

A player has too many cards so they are forced to discard two cards.
This player has nine cards in their hand at the end of their turn. Since they can only have seven cards, they need to choose two of the cards from their hand to discard.

Cards of Monopoly Deal

There are a number of different types of cards in Monopoly Deal. How you use each type of card is detailed below.

Money Cards in Monopoly Deal


You will play Money cards to your Bank. Money cards are used to pay off debts that you owe to other players.

Property Card


You need to collect Property cards of the same color set in order to win the game.

When you play a Property card you will add it to the collection of other Property cards that you have played. The card says how many cards make up the set and how much you can charge other players when they owe you rent.

The value printed in the corners tells you how much the Property is worth if you give it to another player to settle your debts.

Wild Property card

Wild Property

Wild Property cards mostly work the same as normal Property cards.

Most of the Wild Property cards feature two different colors on them. You can choose which of the colors that you want the card to represent. At any time on your turn you can flip the card to change it to other color printed on the card.

A Wild Property card featuring orange and purple.
This card can be used in an orange or purple Property set.

There are also some Wild Property cards that can be used for any color in a Property set. These Wild Property cards have no value so they cannot be used to pay off your debts.

A Wild Property card that can represent any color.
This Wild Property card can be used for any color. You may also choose to change its color during your turn.

Each Property set must have at least one non-Wild Property card in it.


You can use Action cards in one of two ways.

First you can add them to your Bank. When you do this they will be worth the amount printed in the corners. Should you choose to do this, you can no longer use them for their special ability.

Otherwise you can play them for their action. Play the card and read out loud what it does. Take the corresponding action and then discard the card.

Deal Breaker card

Deal Breaker

When you play a Deal Breaker card for its effect, you will choose another player. You will steal a complete Property set from the chosen player. If there is a House/Hotel card on the Property set, you will take those as well. You will place the Property set you took in front of yourself.

Using a Deal Breaker card
This player has decided to use a Deal Breaker card. They chose to steal this green Property set from another player. In addition to the Property cards, they will also take the House card.
Debt Collector card

Debt Collector

The Debt Collector allows you to force another player to pay you five money.

Double the Rent card

Double the Rent

You will play a Double the Rent card along with a Rent card. Whoever owes you rent from the Rent card, has to pay you twice what they normally would owe.

A player using the Double the Rent card to increase the amount of rent they can charge the other players.
This player has chosen to play a Double the Rent card in addition to a Rent card. Normally they would be able to charge M6 to each player (they have the complete set of yellow cards). With the Double the Rent card though, they will be able to charge each of the players M12.
Forced Deal card

Forced Deal

Choose another player and one of their Properties that you want. You will swap the Property you want with one of your Property cards. You will choose both cards that are part of the trade. The other player can’t block the trade (unless they play a Just Say No card). Property cards that are part of a complete set cannot be chosen though.

A player using a Forced Deal card to steal a card from another player.
The bottom player decided to play the Forced Deal card. They decide to swap their Connecticut Avenue card for the Park Place card held by another player.

You cannot use the Forced Deal card to steal a House/Hotel from another player.

It's Your Birthday card

It’s Your Birthday

All of the players need to give you two money.

Just Say No card

Just Say No

When another player plays an Action card against you, you can play the Just Say No card to cancel the card. The Action card played against you will have no effect on you.

A player using a Just Say No card to block a Deal Breaker card played by another player.
Another player has played the Deal Breaker card against this player. To prevent them from stealing a complete Property set, they decide to use their Just Say No card to block the Deal Breaker card.

The Just Say No card can be used to block a rent action card played against you. If other players also have to pay rent, the card only protects the player who plays the card. The other players still have to pay rent. If a player plays a rent and Double the Rent card against you, the Just Say No card blocks both cards.

You cannot use a Just Say No card to block an Action card that only impacts another player.

Pass Go card

Pass Go

When you play a Pass GO card, you will draw two cards.

Sly Deal card

Sly Deal

Choose a Property card in front of another player. You will steal the chosen Property card and add it to the Property cards in front of yourself. You cannot chose a card that is part of a complete set.

A player using a Sly Deal card to steal a card from another player.
The player on the left has decided to use a Sly Deal card in order to steal the orange card from the player on the right. This will complete the left player’s Property set.

The Sly Deal card cannot be used to steal a House/Hotel from another player.


When you play a Rent card you will force another player(s) to pay rent to you. The amount of rent the other players owe you depends on how many properties you have of the corresponding color in front of yourself.

Most of the Rent cards feature two different colors on them. You can choose which of the two colors that you want to charge rent on. You will count up how many cards you have of the color you chose, and then charge all of the other players the corresponding amount of rent.

All players being forced to pay rent on a two yellow Property group.
The current player has played the Rent card pictured which shows yellow and red. They can use the card to force the other players to pay rent based on their yellow or red cards. They chose their yellow cards. Since they own two yellow cards, all of the players will owe the owner M4.

There are a couple of Rent cards that feature all of the colors on them though. If you play one of these cards, you can choose whatever color of Properties that you want. You can only choose one player to pay you the rent though.

A player forcing another to pay rent for their dark blue properties.
The current player has played a Rent card that allows them to choose a color. They have chosen to charge rent on their dark blue Property cards. They will choose one player who owes them M8.

House and Hotel

House and Hotel cards are a special type of Action card. Instead of playing them for their effect and then discarding them, you will keep a House/Hotel card after you play it.

You will add House and Hotel cards to a Property set that you have completed. You cannot add Houses or Hotels to Railroads or Utilities.

Adding a house to a Property set
This player has created a complete yellow Property set. Since they have a complete set, they can add a house to it.

When you complete a Property set, you can play a House card on it in order to increase its rent. Once you add a House to a Property set, you can then add a Hotel to the same Property. You may only add one House and one Hotel to the Property set.

Adding a Hotel to a Property set
Since this Property set already had a House on it, they can add a Hotel card as well.

Once you control multiple Property sets, you can move Houses and Hotels between them. In order to move a Hotel to a different Property set though, that Property set needs a House. You can only move Houses and Hotels on your own turn though.

If a Property set is broken up and it had a House/Hotel on it, you will move the House/Hotel to your Bank. If it is your turn though, you can choose to move them to a different Property set.

Collecting Rent

When collecting rent for a Property Set with a House on it, you will add three to the rent that you can charge. If you have both a House and Hotel on a Property Set, you can add seven to the rent (three for the House and four for the Hotel).

Note: Older versions of the game seem to only let you add a total of four to your rent if you have both a House and a Hotel on the property (basically the Hotel overrides the House). The newest version of the game shows a specific example saying that you add seven to the rent.

Paying Another Player

Throughout the game you will end up owing other players’ money. When you owe another player money you must give them some of the cards that you have played in front of yourself.

You can pay another player with the money in your Bank or with Properties that you have played in front of yourself. You may not use cards that are still in your hand. Money, Action and Property cards are worth the amount printed in the corners of the card. You can choose how you want to pay off the amount you owe to another player.

When you give cards to another player, they will add them to the cards played in front of them. They cannot add the cards to their hand.

Charging rent on a Property set with a Hotel on it.
A player owes rent for the yellow Property set which has a House and Hotel on it. The player would owe M6 for the Property set plus and additional M3 for the House and M4 for the Hotel. They will owe a total of M13. They decided to pay with Money cards (M5, M4, and M3), and a Property card worth M1.

If you cannot pay the player you owe the exact amount you owe them, you may have to overpay. You do not receive change for any amount you pay over what you owe.

A player having to overpay the rent they owe.
A player owes M4 in rent. As they only have a M5 card in their Bank, they will have to use the card to pay off their debt. They will not receive change for overpaying what they owed.

Should you not have enough cards to pay off all that you owe, you will give the player all of the cards played in front of you. The rest you owe the other player is forgiven. You will stay in the game.

Winning Monopoly Deal

The game ends when a player has completed three different Property sets. Each set has to be a different color. The first player to complete three sets of Properties wins the game.

Winning Monopoly Deal
This player has created three Property sets. They have won the game.

Monopoly Deal FAQ

If you have any questions about how to play the game, leave a comment below on this post. I will try to answer any questions asked as best and as quickly as possible.

Another player played a Forced Deal card. After the swap I have three Property sets. Do I win now, or do I have to wait for my next turn?

The rules for Monopoly Deal have been tweaked from time to time. What is emphasized in the rules for different versions changes.

In one older version of the game it specifically says that you can only win on your own turn. Therefore in the above situation I would say that you would have to wait for your own turn in order to win the game.

A Forced Deal card was played which left two players with three Property sets. Which player wins the game?

The answer to this question is similar to the previous question. Some versions of Monopoly Deal are more clear about this than others.

One version of the game specifically says that you can only win on your own turn. Other versions of the game don’t mention this at all. Following this rule from one version of the game, the current player with three Property wins the game.

A player has started a set with a Wild Property card in it. The player is forced to give away some of the Property cards from the set in order to pay another player. What do they do with the Wild card if they don’t give it to the player they owe money to?

Wild Property cards can always be moved onto a different Property set. If you have to give away the Property cards from a set that has a Wild Property card, you can move the wild card to another set. You can also use the Wild Property card to create a new color set.

Components for Monopoly Deal


  • 29 Action Cards
    • 2 – Deal Breaker
    • 3 – Debt Collector
    • 2 – Double the Rent
    • 3 – Forced Deal
    • 3 – It’s Your Birthday
    • 3 – Just Say No
    • 10 – Pass Go
    • 3 – Sly Deal
  • 3 House Cards
  • 2 Hotel Cards
  • 20 Money Cards
    • 6 – M1
    • 5 – M2
    • 3 – M3
    • 3 – M4
    • 2 – M5
    • 1 – M10
  • 28 Property Cards
    • 2 – Brown
    • 3 – Light Blue
    • 3 – Purple
    • 3 – Orange
    • 3 – Red
    • 3 – Yellow
    • 3 – Green
    • 2 – Blue
    • 4 – Railroads/Black
    • 2 – Utilities/Light Green
  • 4 Quick Reference Cards
  • 13 Rent Cards
    • 3 – Any Color
    • 2 – Black or Green
    • 2 – Blue or Green
    • 2 – Brown or Light Blue
    • 2 – Orange or Purple
    • 2 – Yellow or Red
  • 11 Wild Property Cards
    • 2 – Wild Any Colors
    • 2 – Orange or Purple
    • 2 – Red or Yellow
    • 1 – Railroad/Black or Light Blue
    • 1 – Railroad/Black or Green
    • 1 – Railroad/Black or Utility/Light Green
    • 1 – Brown or Light Blue
    • 1 – Green or Blue
  • Instructions

Year: 2008 | Publisher: Hasbro, Parker Brothers | Designer: Katharine Chapman

Genres: Card, Family, Set Collection

Ages: 8+ | Number of Players: 2-5 | Length of Game: 15-20 minutes

Difficulty: Light | Strategy: Light | Luck: Moderate-High

Where to Purchase: Amazon, eBay Any purchases made through these links (including other products) help keep Geeky Hobbies running. Thank you for your support.

For more board and card game how to plays/rules and reviews, check out our complete alphabetical list of board game posts.


Saturday 23rd of March 2024

If it's your turn you play a swap card and the opponent then has 3 sets, do they win or since it's your turn do you win because you also got 3 sets

Eric Mortensen

Monday 25th of March 2024

There have been several versions of the game released over the years. The rules have basically remained the same between the versions, but the instructions are written differently. Sometimes they emphasize different things. An older version of the rules state that if you realize that you have won on another player's turn, you can't win until your next turn. I think this would mean the player whose turn is it when both players got three sets would win the game.

This is based on an older set of rules for the game though. The newer versions of the rules don't really say anything about it at all. I would say to either give the win to the player whose turn it currently is, or give the win to both players.


Sunday 31st of December 2023

if a player owes you money 6 million and they give you two of a set which is worth 4 million and they have a wild property as part of that set do you receive the wild card as well

Eric Mortensen

Tuesday 2nd of January 2024

I will preface this by saying that players of Monopoly Deal have differing opinions on a lot of these type of scenarios in Monopoly Deal. Therefore some players might handle your situation in a different way.

The player paying rent would not have to automatically have to give up the wild property. If the property has a value printed on it, it is worth that much when you give it to another player. If it is the wild card that can be any color, it doesn't have any value when given to another player.

If the wild has value and they want to give it to you, they can use it to help pay off their rent. They can also choose to keep the wild card. If they still owe rent though, they will have to give you another property card. If the wild card is now by itself it can be moved to another appropriate property set or it can be the start of its own property set.


Monday 21st of August 2023

What happens when a player has a property swap card, and in the swap they give you a property that gives you your 3 complete property sets, can I be declared the winner during the other person's shot?

Eric Mortensen

Monday 21st of August 2023

The official rules do not state anything about it having to be your turn to win the game.

Therefore if a player is not paying attention and they end up trading you a property that gets you three property sets, you would win the game.